AI-powered claims intelligence for insurers and TPAs

Smarter, Faster and More Controlled Claims Processing

KareAccess Health Claims AI turns fragmented claim files into a structured, review-ready decision—connecting clinical evidence, policy terms, tariffs, billing and risk in one governed workflow.

CLAIM REVIEWREADY
Claim packageClinical + Policy + Financial
DocumentsComplete
ICD mappingVerified
Exceptions2 routed
Decision trailRecorded
Recommended outcomeReview-ready with explainable deductions

One connected view of

Medical evidencePolicy coverageHospital tariffsBilling integrityFraud signals

A claims operating layer

From document pile to defensible decision

Automate repetitive analysis while keeping medical, policy and financial reviewers in control of every material outcome.

Document intelligence

Classifies claim documents, extracts clinical and financial data, and highlights missing evidence.

Policy-led validation

Applies policy conditions, riders, co-pay, deductibles, limits, exclusions and non-payable rules.

Clinical and coding review

Connects diagnosis, treatment and ICD coding while surfacing inconsistencies for medical review.

Financial adjudication

Checks tariffs, packages, duplicate billing and excess charges to recommend a defensible payable amount.

Fraud and risk signals

Prioritises suspicious patterns and material exceptions without replacing investigator judgement.

Controlled decisions

Routes exceptions to the right reviewer and records every action in an auditable workflow.

Connected workflow

Every check leads to the next right action.

Instead of disconnected screens and manual hand-offs, KareAccess organises evidence, exposes blockers and routes each claim through a transparent decision path.

  1. 01Ingest and organise
  2. 02Extract and cross-check
  3. 03Apply clinical, policy and tariff rules
  4. 04Route exceptions
  5. 05Recommend and record the decision

Business impact

Control leakage without slowing genuine claims

Faster turnaround

Reduce repeated reading, data entry and inter-team hand-offs.

Higher productivity

Enable teams to handle substantially more claims by focusing effort on exceptions.

Lower leakage

Surface non-payables, duplicates, excess billing, tariff variance and policy conflicts before approval.

Better risk focus

Prioritise high-risk claims and preserve evidence for fraud investigation.

Human-led, AI-assisted

Automation that explains itself.

KareAccess provides recommendations, reasons, source references and exception trails. Final authority remains with designated reviewers under role-based access and auditable controls.

  • Human approval for material decisions
  • Traceable findings and reviewer actions
  • Clear separation of user roles and data access

Secure access

Open your workspace

Use the portal assigned to your organisation.